When good people have bad problems, they always look for an honest solution. When those problems are financial, you owe it to yourself to consider bankruptcy – a legal, honest, and fair solution to your financial difficulties.
The Law Offices of David M. Offen are here to help. We provide many client-focused services:
- FREE ATTORNEY CONSULTATION
- REASONABLE FEES WITH EASY PAYMENT PLANS
- FLEXIBLE APPOINTMENTS INCLUDING DAY/EVENING/AFTER WORK
- QUALITY PERSONAL SERVICE
Practicing both Chapter 7 and Chapter 13 bankruptcy law in Pennsylvania, The Law Offices of David M. Offen can offer you immediate protection from creditors, and the debt relief you deserve. Stop living in fear of the phone ringing and call us today. We will help you find the best solution to your financial difficulties.
Filing for Bankruptcy in PA
With our attention to personalized service, The Law Offices of David M. Offen have helped over 8500 clients obtain a fresh start. We know that people encounter financial problems for many reasons, including loss of income, medical problems, disability, divorce, and failed business attempts.With more than 20 years experience working with clients from all walks of life, we have the knowledge and skills required to best serve your unique situation.
During your free consultation, we will consider both bankruptcy and non-bankruptcy alternatives based on your needs. We will advise you on the best move to make right now, and set you on the path toward financial freedom.
Don’t File Until You Contact Us!
Unfortunately, Springfield is filled with misinformation about filing for bankruptcy. You can count on The Law Offices of David M. Offen for accurate, clearly worded bankruptcy information from an experienced lawyer. Our friendly office staff is always happy to address your concerns and to answer any questions that might arise. Our goal is to help you feel comfortable with the process, and to walk out of our offices feeling like a weight has been lifted from your shoulders.
Everyone’s situation is different, but here are general answers to the most common concerns:
Will I lose everything I own?
Generally speaking, you will be allowed to keep certain items. Under bankruptcy laws, you can claim certain exemptions to protect your home and vehicle, as well as personal property up to a particular limit. We will help you figure out your individual needs and make the right decisions for you. You should always realize that the purpose of the bankruptcy laws is to help people start fresh start fresh without struggling every month to pay their debt.
Will bankruptcy permanently ruin my credit?
Bankruptcy is reported to the credit agencies, and it will stay on your credit report for 10 years. However, most people already have bad credit by the time they file for bankruptcy. By wiping out mounting debts, you may be able to rebuild your credit quickly after your bankruptcy is final, and enjoy a new financial start.
The U.S. Congress has declared our office to be a debt relief agency. We proudly help file for relief under the Bankruptcy Code.
If you are ready to take the first steps toward financial freedom, call The Law Offices of David M. Offen today at (215) 625-9600 to schedule your free initial consultation. We’re here to help you every step of the way.