Stop Creditor Harassment in Philadelphia
The most effective way to stop creditor harassment is by hiring a Philadelphia Credit Harassment Attorney to either file for bankruptcy or negotiate a repayment plan with your creditors. Many individuals have chosen to have a Philadelphia Creditor Harassment Attorney help them deal with the problem by either filing Bankruptcy or having the attorney deal with the creditors. If you are unable to make the minimum monthly payments on your credit cards, have fallen behind on your mortgage, are facing the repossession of one or more of your vehicles, have unpaid medical bills, are being threatened by tax collectors or facing wage garnishment, filing for Chapter 7 or Chapter 13 bankruptcy may be the best way to stop creditor harassment in Philadelphia. Filing for bankruptcy in Philadelphia initiates an automatic stay that requires collection agencies and all creditors to immediately cease all collection and foreclosure actions against you. The protection is effective upon the filing of the Bankruptcy.
Putting an End to Creditor Harassment in Philadelphia by Filing for Bankruptcy
Additionally, once you file for bankruptcy, creditors are no longer allowed to contact you, instead, they must go through your Philadelphia Creditor Harassment Lawyer. The creditor harassment attorney at Law Offices of David M. Offen in Philadelphia will handle all inquiries and issues related to creditors and collection agencies regarding our client’s bankruptcy. If, for whatever reason, a collection agency or bank continues contacting you after you’ve filed for bankruptcy, we have the right to file for sanctions for the violation of the automatic stay, including seeking financial damages for our client under the terms of the Fair Debt Collection Practices Act (FDCPA).
Contact a Philadelphia Creditor Harassment Lawyer for a Free Consultation
Contact the Law Offices of David Offen, an experienced Philadelphia Creditor Harassment Lawyer, for a free consultation at (215) 625-9600. David M. Offen has over 20 years of experience as a bankruptcy lawyer and has helped over 12,000 individuals and families. Put an end to your creditor harassment today with a reputable Philadelphia Creditor Harassment Attorney.