If bankruptcy is on your mind because you feel this could be the best way to improve your finances, there will come a point when you need to discuss the entire process with your spouse.
Some couples make all financial decisions together. Others, however, don’t keep these lines of communication open. For this reason, one spouse may need to tell the other that bankruptcy is the best option for them at the present time.
There is nothing simple about discussing bankruptcy with your spouse. In fact, this can be downright stressful. Here is the good thing: if you take the right approach, you can ensure that you and your spouse are on the same page moving forward.
Here are three tips from our bankruptcy attorneys for discussing bankruptcy with your spouse.
1. Focus on the Future
While you need to look at the past to determine what happened, it is also important to look at what the future holds. What are the benefits of filing for bankruptcy? How will this change your financial situation forever?
2. Don’t Get Mad
Stress has a way of causing arguments. Don’t let this come into play. Even though you may be upset about your situation, it is nobody’s fault. You need to realize that getting mad will only make things worse.
3. Create a Plan
The primary benefit of talking about bankruptcy with your spouse is the opportunity to create a plan that will provide a better future. For example, you may want to discuss your bankruptcy options, which attorney is best, and when to move forward with the process.
These are just a few of the many things that can help you hold the “bankruptcy talk” with your spouse. If you need any help with filing bankruptcy, the Law Offices of David M. Offen are here to provide assistance. Don’t hesitate to contact us.