How to Choose the Right Bankruptcy Lawyer for your Case

Filing for bankruptcy is a big decision and it is important that you know how to choose the right Bankruptcy Lawyer for your case. Although it is an excellent way for honest people to get a financial fresh start, it is still a trying time for many people. In addition, the bankruptcy process is complicated for someone who is not experienced .  All documents must be correctly filled out and submitted on time. For these reasons, it is important to have a competent and compassionate expert to guide you through the filing process. Choosing the right bankruptcy lawyer can be challenging. Here is what you should look for;

  1. Expertise

Choose a lawyer who specializes in bankruptcy rather than some other area of the law. Make sure that the person you choose has experience and expertise in the specific type of bankruptcy that you plan to file, such as Chapter 7 or Chapter 13. Find out how many cases the lawyer has handled and how complicated they were.  Choosing an experienced Bankruptcy lawyer can make all the difference in helping your case to go smoothly.

  1. ReferralsThe right bankruptcy lawyer

Ask for referrals from previous clients. Ask detailed questions about the lawyer’s knowledge, skills, pricing structure, and ability to respond to challenges. Always find out whether the client would choose that lawyer again. If a previous client says they would definitely choose the same lawyer, that person may be answering your question of How to Choose the Right Bankruptcy Lawyer.

  1. Fees

Bankruptcy lawyers charge a wide range of fees, that vary substantially depending on the Chapter of Bankruptcy, whether it is a Chapter 7 or Chapter 13, to the difficulty and issues involved in the case. There are many factors that go into how much you are charged, from the firm’s reputation to the complexity of your case. Always make sure that the attorney will give you a written representation agreement which lays out exactly what is being charged.

As a general rule of thumb, be wary of bankruptcy lawyers who charge bargain basement fees, as they might be less experienced or simply interested in shoveling through as many cases as possible. However, sky high fees do not necessarily indicate quality either. Unless there is a compelling reason to do otherwise, choose an attorney who will work with you on the fees and who is affordable for you.

  1. Communication

Before signing on the dotted line, contact the attorney a few times by different methods, such as email and telephone. Does he or she return communication promptly? When interviewing a prospective lawyer, ask detailed questions about your case. A good bankruptcy lawyer should be responsive and forthcoming, providing you with all the information you need in a timely manner. Be wary of a lawyer who summarily tells you what type of bankruptcy to file and how to start the process without any discussion or explanation.

  1. Problem-Solving

Even seemingly simple bankruptcy cases can be complicated by aggressive creditors or unforeseen circumstances. Choose a bankruptcy lawyer who is smart, passionate about the process, and able to adapt quickly to changing factors. You can learn a great deal about a prospective lawyer by speaking with referrals, but be sure to interview the lawyer directly as well.

Good bankruptcy lawyers understand that there are multiple options for any case, and are eager to explain the pros and cons of different solutions. They also think quickly on their feet and are able to assimilate new information that comes to light as you discuss the details of your case. You also want a Bankruptcy Lawyer who tells you not to file Bankruptcy if it is not the best move for you. You want the Lawyer to advise what is best for you in the long term. While Chapter 13 Bankruptcy may seem better for you in the short term, sometimes Chapter 7 Bankruptcy is much better for you in the long term, and vice versa.

  1. Personality

Although expertise and competence are important qualities in a bankruptcy lawyer, you need a lawyer whose personality you like. You and your lawyer will work closely together, and it is important that you “get” each other. Choose someone who makes you feel comfortable, with whom you can reveal the most intimate details of your finances, and whom you feel will represent you well in court.

Does the lawyer make you feel very comfortable?  Does the lawyer put you at ease and alleviate your worries. Personality conflicts will not necessarily sink your bankruptcy case, but they will make the process significantly more trying. Filing for bankruptcy is a big decision, and choosing the right lawyer to represent you is critical. With a bit of legwork, however, you can select a bankruptcy lawyer who fits your needs and personal style and with whom you are comfortable. Following these steps will help you know How to choose the right bankruptcy lawyer for your case. The end result can be that you are free of debt and are on your way to a better financial life without struggling with debt problems.

If you are ready to take the first steps toward financial freedom, call the Law Offices of David M. Offen today at (215) 625-9600 to schedule your free initial consultation. We’re here to help you every step of the way.

Comments are closed for this post.